Terms & Conditions

These Terms & Conditions ("Terms") govern your use of CDRatesHub.com (the "Site") operated by CDRatesHub. By using the Site, you agree to these Terms.

1. Use of the Site

You may use the Site for lawful, personal, non-commercial purposes. You agree not to misuse the Site, attempt to disrupt it, or use automated systems to access it without our prior written permission.

2. No financial advice

Content on the Site is for general educational and informational purposes only. It is not financial, legal, tax, or investment advice and should not be relied on as such. Always consult a qualified professional and the disclosures provided by any financial institution before making decisions about a certificate of deposit or other product.

3. No guarantee of offers or results

Submitting information through our forms does not guarantee qualification, approval, eligibility, availability, specific terms, or any specific financial outcome. Provider availability and product features may vary by location, eligibility, and other factors. We do not guarantee that any particular option will be presented to you.

4. Accuracy and availability

We strive to keep information on the Site accurate and current, but we make no representations or warranties about completeness, reliability, or availability. The Site and its features may change or be discontinued at any time without notice.

5. Third-party content and links

The Site may include content, links, or references to third parties, including participating providers. We are not responsible for third-party content or practices. Any interactions you have with third parties are governed by their terms and policies.

6. Intellectual property

The Site, including its design, text, graphics, logos, and software, is owned by CDRatesHub or its licensors and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without our prior written consent.

7. Communications consent

By submitting information at our forms and checking the consent box, you agree to receive an SMS verification code and to be contacted by CDRatesHub and participating providers about CD options at the phone number and email you provided, including via autodialed calls, prerecorded messages, and SMS. Consent is not a condition of any purchase. Message and data rates may apply. Reply STOP to opt out.

8. Limitation of liability

To the maximum extent permitted by law, CDRatesHub and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or any decisions made based on information you obtain through the Site.

9. Indemnification

You agree to indemnify and hold harmless CDRatesHub from any claims, damages, or expenses arising out of your misuse of the Site or your violation of these Terms.

10. Governing law

These Terms are governed by the laws of the State of [STATE], United States, without regard to conflicts of law principles.

11. Changes

We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent changes. Continued use of the Site after changes means you accept the updated Terms.

12. Contact

Questions about these Terms? Email legal@cdrateshub.com.